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Terms of Use

The following terms and conditions apply to the HTML version of The Investment FAQ and all other documents on The Investment FAQ web site. Different terms and conditions apply to the plain-text version of The Investment FAQ that is posted regularly to various newsgroups.

Visitors to The Investment FAQ web site are welcome to use the information stored here for their personal benefit. No person or company may reproduce the information from this web site for any purpose without express, advance, written permission.

The Investment FAQ is copyright © 2006 by Christopher Lott, and is protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions, and other copyright laws. Any user is permitted to store, manipulate, analyze, reformat, print, and display documents from The Investment FAQ web site only for such user's personal use. In no event shall any user publish, retransmit, redistribute, or otherwise reproduce documents from The Investment FAQ web site in any format to anyone. It is specifically prohibited for users to create derivative works from the Investment FAQ web site, including but not limited to digests, summaries, books, mirror sites, or framed pages. Limited use of material from this web site under the "fair use" doctrine is permitted for search engines, reviews, and similar purposes.

Disclaimers

The Investment FAQ is an educational service operated by the compiler, an amateur investor, with considerable assistance from volunteers in the internet community. No part of The Investment FAQ should be construed as professional investment advice. Specific stocks, funds, bonds, or investment services are never promoted in The Investment FAQ, and neither the compiler nor any contributor has any financial interest in whether a reader uses the information offered here. You, the reader and possibly an investor, are responsible for how you use this information. Consult a professional such as a tax advisor or financial planner to get specific advice that is tailored to your needs.

Neither the compiler of nor contributors to The Investment FAQ make any express or implied warranties (including, without limitation, any warranty of merchantability or fitness for a particular purpose or use) regarding the information supplied. The Investment FAQ is provided to the user "as is". Neither the compiler nor contributors warrant that The Investment FAQ will be error free. Neither the compiler nor contributors will be liable to any user or anyone else for any inaccuracy, error or omission, regardless of cause, in The Investment FAQ or for any damages (whether direct or indirect, consequential, punitive or exemplary) resulting therefrom.

Rules, regulations, laws, conditions, rates, and such information discussed in this FAQ all change quite rapidly. Information given here was current at the time of writing but is almost guaranteed to be out of date by the time you read it. Mention of a product does not constitute an endorsement. Answers to questions sometimes rely on information given in other answers. Readers outside the USA can reach US-800 telephone numbers, for a charge, using a service such as MCI's Call USA. All prices are listed in US dollars unless otherwise specified.

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