The Value Line Investment Survey is the grand-daddy of published information about stocks of large companies (primarily U.S. companies plus a few leading ADRs). It is a weekly, three-part publication, but it takes 3 months to cycle through the full list of stocks covered. The main document reviews one firm per page (over 100 per
It is a common misconception that the terms “Saving” and “Investing” are synonymous with each other – the truth of the matter is that they are vastly different animals for vastly different purposes. Getting a hold of the difference between saving and investing is the key to managing your money. It will help you make
Lots of Americans haven’t made even a simple will, to say nothing of a more comprehensive plan to avoid probate or save on estate taxes. And even those who have thought about what should happen to their property when they eventually shuffle off to Nirvana haven’t updated their plan in many years. We’re not going
This article discusses the primary ways that financial planners are paid for their services, and illustrates the biases and conflicts of interest that invariably are present in each compensation scheme. List of Financial Planner Compensation Plans Hourly Rate Flat Rate Percent of assets under management paid annually Commissions on sales Let’s look at each compensation
Virtually anyone with moderate wealth or a decent income could benefit from the services of a financial planner. By a financial planner, I mean someone with the expertise to produce a comprehensive financial plan for an individual household. This plan should cover the household’s financial goals, budget, insurance and risk review, asset allocation, retirement plan,
One complaint I often hear is that an individual would like to invest but they do not have any money. Financial planning may help many people to overcome this lack of ability to save for investment. With proper planning perhaps you will be able to establish goals and save money to meet these goals. While